Nearly two-thirds of personal bankruptcies in the U.S. are tied to medical issues, a reality Dr. Erbeck knows all too well. He has dedicated his career to helping thousands of patients receive better care despite the complexity of the healthcare system. He is committed to expanding access to affordable healthcare in both urban and rural communities. Steven has also successfully lobbied Congress to address the systemic barriers that prevent patients from getting the treatment they need. As someone who sees these challenges every day, improving healthcare access is one of his top priorities.
Steven believes that America needs a healthcare system that prioritizes patients and doctors, not government administrators or insurance companies. He believes healthcare decisions should be made between individuals and their doctors, not dictated by politicians in Washington. To fix the system, Steven supports expanding Health Savings Accounts (HSAs), increasing price transparency, and allowing insurance to be sold across state lines to boost competition and drive down costs. He opposes government-run healthcare systems like Medicare for All, which he believes would lead to higher taxes, longer wait times, and fewer choices for patients. Instead, Steven advocates for free-market solutions that empower individuals to choose the coverage that best fits their needs. He supports protecting coverage for people with pre-existing conditions while giving states more flexibility to innovate and manage Medicaid programs in ways that effectively serve their local communities.
Steven also wants to lower prescription drug costs by increasing competition, cracking down on pharmacy benefit manager (PBM) middlemen, and promoting access to generic drugs. He supports expanding telehealth services, especially in rural areas, and investing in mental health care so families can access the support they need without bureaucratic delays. For Steven, a strong healthcare system must prioritize affordability, access, and personal freedom. It should maintain high quality of care without sacrificing economic stability or burdening the next generation with unsustainable debt.
